The ACA’s 'Family Glitch' Could Hurt Families Who Need CHIP
“Now, more than ever, it is crucial that states continue or expand coverage of children,” said Bruce Lesley, president of the children's advocacy group First Focus. Without CHIP, the federal-state health care program for kids, he and others worry about potential harm the ACA may do to children. A main concern is a provision known as the “family glitch” that could make employer-sponsored insurance too costly for low-income workers.
According to a study by the Urban Institute, Obamacare could result in new coverage for as many as 3.2 million uninsured children because of tax credits on health insurance exchanges and overall outreach efforts. But if CHIP is not reauthorized by Congress when it expires in 2015, or states decide not to continue it, the ACA could result in fewer children covered by insurance.